Clive Fulcher

Clive brings more than 30 years' experience across UK personal and commercial lines insurance, with extensive expertise in distribution, broking, underwriting, capacity management and commercial partnerships.

He has developed a substantial network of relationships across the UK insurance market, spanning insurers, brokers, MGAs, insurtechs and specialist service providers. He draws on these relationships, alongside his commercial experience, to help businesses identify opportunities, develop partnerships and bring new propositions to market.

Clive runs his own consultancy business, Clive Fulcher Consulting. He is also Fractional Chief Commercial Officer at Driverly, where he focuses on the application of data within the insurance sector, and serves as Consultant Schemes Director for Insenture Underwriting.

His broader expertise includes insurance product and proposition development, specialist schemes, customer data, claims optimisation and complex commercial negotiations.

Clive brings commercial insight, specialist market knowledge and an extensive network of industry relationships to help businesses address challenges, explore new opportunities and improve performance.